Real estate & real living in the Valley of the Sun
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Category Archives: Loans & Financing

Camille Swanson: Vlog- Wire Fraud

Real Estate Wire Fraud- The Struggle is REAL!!

Here’s a quick video about wire fraud- what it is & how it can affect you. QUICK NOTE: As I prepared to do this vlog, I received an email from an escrow officer in Las Vegas whose email signature had

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What “Mortgage Rates Are Trending UP…” means for you in Spring 2017

“Mortgage rates are going up!” Yeah…….. I hear that a lot. But what does that mean and how does it affect you? Is the sky falling?? The short answer is “a little”. The Federal Reserve lowered it’s interest rate (“Fed Funds

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Thinking about a “Lease Option”- Think twice…

There are 2 sides to this story- one for Sellers & one for Buyers. There are pros and a whole lot of cons. Let’s take a look… Sellers: Frequently, frustrated sellers with homes to sell find themselves with a willing

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UP in 2017: Home Purchase Power & Mortgage Rates

UP in 2017 Real Estate: Buyer Purchase Power & Mortgage Rates

On 1/1/2017, buyer get a bump to their purchase power when they finance a home loan. The conventional (AKA “conforming”) loan limit increases to $424,100 (from $417K; min 3% down required) and the FHA loan limit increases to $275,665 (from $271,050;

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Active Listings by Price in Metro Phoenix

Endangered Species: Cheap Houses in Metro Phoenix

Looking for a cheap house to buy in Metro Phoenix? Better get one while you can…   There are thousands of homes to buy, but the days of $50K, $60K, or $75K homes are all but gone. In fact, as

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Home Inspections: What Every Buyer Needs to Know

Most buyers have an “inspection period” or the right to perform “due diligence” prior to completing a home purchase. If you are spending a lot of money, shouldn’t you know what you’re getting? In Arizona, something doesn’t have to be

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Buyers: What It Really Costs to Buy a Home

posted by: camille in: Buyers, Loans & Financing

You’ve decided you want to buy a house. It’s one of the largest purchases you’ll probably make. You know you have expenses but you don’t completely know what they are other then you have a down payment and the balance

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March 2016 Phoenix Metro Real Estate Snapshot

Change has been in the air for the last few months within our market. Here’s what our local economists have to say:   Listings Under Contract Up Nearly 9% from Last Year Monthly Median Sales Price Up 6% from Last

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October/November 2015 Phoenix/Scottsdale Real Estate Recap

I’ve been going non-stop since my last recap of September when I reported that our nation implemented TRID (“Know Before You Owe”), affecting all loans, including mortgages) and the market cooled as buyer demand seemed to retreat & the supply

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9 Points Home Buyers Must Know About the New TRID Rule

posted by: camille in: Buyers, Loans & Financing

On 10/03/15, the Consumer Financial Protection Bureau (CFPB) implemented it’s new rule affecting all home loan disclosures. It will allow consumers more transparency and a better understanding of the loan terms & process and hopefully prevent mass amounts of borrowers from

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Camille Swanson, REALTOR®
Call (602) 810-1750 Direct
(480) 998-0676 Office

6263 N. Scottsdale Rd. #140
Scottsdale, AZ 85250

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